Please note that some of the links below are affiliate links and at no additional cost to you, I will earn a commission. Know that I only recommend products, tools and learning resources I've personally used and believe are genuinely helpful, not because of the small commissions I make if you decide to purchase them. Most of all, I would never advocate for buying something that you can't afford or that you're not yet ready to implement.
Here’s how we suggest using Public: Download the free app, and deposit money into the account weekly (or whatever works for your situation). This could be $5 or $50 — your call. Then, invest the money in slices. Whatever you don’t invest will sit in your Public account and earn 2.5% interest on balances up to $10,000. That’s way more than many savings accounts.
Let's say you have years of social-media experience and have maintained a blog that has shared needed advice. You can put together your top blog posts and put together an e-book, such as The Ultimate Social-Media Guide for Small-Business Owners, and sell it on your website or Amazon. If you don't have any experience that you want to cash in on but have a knack for writing, say, sci-fi stories, then you can author and publish your novel on Amazon as well.
If you have to pay it now, you have to take out a loan, ask for an advance on your salary or borrow money from friends or family. If it can wait, the amount will accumulate interest until you pay it back. If it's just one month out of twelve, and the other eleven you always have money left over, there's not really anything to worry about. Put the left over money aside to pay this month's expenses. Other than that, there are only two things you can do: spend less, or earn more. Sell your car, move to a smaller place, get a roommate. Cut whatever expenses you need to break even. Try for a second job, a raise, or sell something you make.
Working online could actually earn you more if you play your cards well. For example, if you take on two jobs a day, you will earn less than a person who does five jobs a day. Your earnings fully depend on how much expertise you have and how willing you are to work. This means that you get value for your time and effort as opposed to working in an office for a fixed salary at the end of the month.
A service like Paribus or Earny will help you collect refunds you’re owed from stores. This is a great way to potentially put some extra earnings on autopilot because you’re using an innovative tool to get a refund you deserve. When you make an on-line purchase at a Paribus monitored store. Paribus engages with the retailer on your behalf and files a claim requesting a refund.
– Project Payday is one of those sites that has testimonials of people who have earned thousands of dollars by getting paid to get trial offers. I’m not saying you’ll earn thousands, but it is legit and you can earn some extra cash. They assume that by paying you to do a free trial, you’ll either like the product and purchase it, or forget to cancel the trial and get charged for it. If you can keep track and cancel before you get charged (if you don’t want the product), then this is a great site for making some money.